:root {
  --ink: #111827;
  --muted: #596579;
  --paper: #f4f7fb;
  --panel: #ffffff;
  --brand: #0867ff;
  --brand-dark: #0648b6;
  --navy: #0b1220;
  --line: #dbe3ef;
  --accent: #17c784;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--paper);
}

* { box-sizing: border-box; }

body {
  margin: 0;
  line-height: 1.65;
  background:
    radial-gradient(circle at 92% 5%, rgba(8, 103, 255, 0.15), transparent 34rem),
    var(--paper);
}

a { color: var(--brand-dark); }

.wrap {
  width: min(1080px, calc(100% - 2rem));
  margin-inline: auto;
}

header {
  border-bottom: 1px solid var(--line);
  background: rgba(255,255,255,.94);
  backdrop-filter: blur(14px);
  position: sticky;
  top: 0;
  z-index: 10;
}

nav {
  min-height: 72px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
}

.brand {
  color: var(--ink);
  font-weight: 800;
  text-decoration: none;
  letter-spacing: -.02em;
  display: inline-flex;
  align-items: center;
  gap: .7rem;
}
.brand img { width: 42px; height: 42px; object-fit: contain; }

.nav-links { display: flex; gap: 1.25rem; flex-wrap: wrap; }
.nav-links a { color: var(--muted); text-decoration: none; font-weight: 650; }
.nav-links a:hover { color: var(--brand); }

main { padding: 3.75rem 0 5rem; }

.hero {
  min-height: 670px;
  padding: 3.5rem 0 5rem;
  display: grid;
  grid-template-columns: 1.08fr .92fr;
  gap: clamp(2rem, 6vw, 5rem);
  align-items: center;
}

.eyebrow {
  color: var(--brand);
  text-transform: uppercase;
  font-weight: 800;
  letter-spacing: .12em;
  font-size: .78rem;
}

h1, h2, h3 { line-height: 1.15; letter-spacing: -.035em; }
h1 { font-size: clamp(2.7rem, 6.4vw, 5.35rem); margin: .75rem 0 1.25rem; }
h1 span { color: var(--brand); }
h2 { font-size: clamp(1.7rem, 3vw, 2.4rem); margin-top: 0; }
h3 { font-size: 1.15rem; }
.lead { color: var(--muted); font-size: 1.18rem; max-width: 48rem; }

.hero-actions { display: flex; gap: .8rem; flex-wrap: wrap; margin-top: 2rem; }
.button { display: inline-flex; align-items: center; justify-content: center; min-height: 48px; padding: .7rem 1.15rem; border-radius: 10px; text-decoration: none; font-weight: 750; }
.button.primary { color: #fff; background: var(--brand); box-shadow: 0 12px 30px rgba(8, 103, 255, .25); }
.button.primary:hover { background: var(--brand-dark); }
.button.secondary { color: var(--ink); background: #fff; border: 1px solid var(--line); }

.brand-panel, .card, .policy {
  background: var(--panel);
  border: 1px solid var(--line);
  border-radius: 18px;
  box-shadow: 0 18px 50px rgba(25, 45, 75, .08);
}

.brand-panel { padding: clamp(1rem, 3vw, 2rem); overflow: hidden; }
.brand-panel > img { width: 100%; height: auto; display: block; }
.brand-panel-note { border-top: 1px solid var(--line); padding: 1rem .25rem .15rem; display: flex; align-items: center; justify-content: center; gap: .7rem; color: var(--muted); font-weight: 700; }
.status-line { display: flex; align-items: center; gap: .65rem; font-weight: 750; }
.dot { width: .7rem; height: .7rem; border-radius: 50%; background: var(--accent); box-shadow: 0 0 0 5px rgba(16,185,129,.13); }

.workflow { scroll-margin-top: 100px; }
.section-intro { color: var(--muted); max-width: 670px; }
.grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.2rem;
  margin-top: 2rem;
}
.card { padding: 1.6rem; border-top: 3px solid var(--brand); }
.card-number { color: var(--brand); font-size: .78rem; font-weight: 850; letter-spacing: .13em; }
.card p { color: var(--muted); margin-bottom: 0; }

.notice {
  margin-top: 4rem;
  padding: clamp(1.5rem, 4vw, 2.5rem);
  border: 1px solid #cfe0ff;
  border-left: 5px solid var(--brand);
  background: linear-gradient(135deg, #ffffff, #edf4ff);
  border-radius: 0 16px 16px 0;
}

.policy { padding: clamp(1.5rem, 4vw, 3rem); max-width: 900px; margin: 0 auto; }
.policy h1 { font-size: clamp(2rem, 5vw, 3.4rem); }
.policy h2 { margin-top: 2.25rem; font-size: 1.45rem; }
.policy li { margin-bottom: .55rem; }
.updated { color: var(--muted); }

footer {
  border-top: 1px solid var(--line);
  padding: 2rem 0;
  color: var(--muted);
  background: var(--navy);
  color: #afbad0;
}
.footer-links a { color: #d9e3f5; }
.footer-row { display: flex; justify-content: space-between; gap: 1rem; flex-wrap: wrap; }
.footer-links { display: flex; gap: 1rem; flex-wrap: wrap; }

@media (max-width: 760px) {
  .hero, .grid { grid-template-columns: 1fr; }
  nav { align-items: flex-start; padding: 1rem 0; flex-direction: column; }
  .hero { min-height: auto; padding-top: 2.5rem; }
  .brand-panel { max-width: 520px; }
}
